What happens if you don’t activate a credit card?
Key findings Failure to activate a credit card can negatively impact your finances, but most of the downsides only occur when you fail to pay off an outstanding balance. It…
The 800 credit score: what it means, why it helps, and how to get it
Key findings A credit score of 800 or higher is considered excellent and offers the same benefits as a perfect score of 850. The benefits of having a credit score…
Best debt relief options for credit card debt
Struggling with credit card debt can be overwhelming. High interest rates and compound interest make paying off and reducing debt difficult. If you’re struggling with credit card debt, there are…
5 questions a new cardholder asked me – and what I answered
Credit cards can be a little (or a lot) confusing, especially if you’ve never had one before. They are not as simple debit cards and they carry the risk of…
Visa Signature Credit Card Guide
Our authors and editors used their own Platform for natural language generation to help with parts of this article so they can focus on adding information that is particularly helpful.…
How to close a Capital One account
Key findings Closing a Capital One credit card account can be done online, by phone, or by mail. Before closing your credit card account, you should pay off the outstanding…
Capital One QuicksilverOne vs. Quicksilver
Key findings The Capital One QuicksilverOne Cash Rewards Credit Card and the Capital One Quicksilver Cash Rewards Credit Card offer many of the same benefits, but choosing the best card…
Credit Card Referral Bonuses | Bankrate
blackCAT / E+ / Getty Images Key findings Credit card referrals allow you to earn rewards by recommending a card to family and friends. The average credit card referral bonus…
The best Citi credit cards for your business
Citi is an advertising partner. Most major credit card issuers are known to offer special types of cards. These can be cards as part of their own loyalty programs (such…
RFID Credit Cards: Should You Be Worried About Protection?
Key findings RFID credit cards are becoming increasingly popular and are already being used by major credit card issuers. These cards use radio frequencies to allow the cardholder to pay…
